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  1. #21

    Re: Don't piss your money away

    Another way people piss away money is on smartphones. The idea that you have to have the latest and greatest murders people's wallets. IPhones are the rage, but for the same money Androids usually give better value. And you don't have to have the latest one! You need something that runs the programs that you use. If you must have an iPhone, their older models like the 6, 7, or 8 are way cheaper than the latest, and are still quite capable. I went for a Samsung, a couple versions back for around $240, and it can do plenty. If I had gone for the latest Samsung or iPhone, I would have been out over a grand. On my phone, I make calls, study foreign languages, find stores, etc. If I'm traveling I might need to find a restaurant or a hotel. Plenty of somewhat older phones handle those needs just fine. Then I don't need a phone plan with a huge amount of data. I make sure to do must of what I need on wifi. I occasionally call or text people in Canada, but my cheaper phone plan didn't cover that. So instead of paying for a more expensive plan that would, I found an app that gives me a secondary phone number that can call and text Canada. If I paid anything for that app, I think it was a maximum of $5, which was a way better deal than paying the $10 more per month to get international calling and texting.

    People see the latest iPhone as a status symbol, which is STUPID. It's just a hand-held computer that can make calls. Most of the people who splurge on the latest iPhone don't even use whatever features are unique to it compared to older phones. Most probably can't even tell you what those features are. And I certainly don't see my Android as of less status than an iPhone. This phone runs what I need, and does so really well.

  2. #22

    Re: Don't piss your money away

    Quote Originally Posted by MannSplainer View Post
    The problem with leaving the echo chamber is that you end up getting banned on reddit or a facsimile. You're not allowed to speak against the orthodoxy. Your not allowed to have a dissenting opinion. Marxism is now the de facto religion of reddit. Speak against it and you'll not only be shamed, you'll be cancelled. Same goes for the other social media controlled by the marxist oligarchy. It's OK for feminists to demand movies that promote violence by women against men, but god forbid an INCEL expresses anger at society, because then MGTOW has to be banned too.
    I hear ya. I've been banned from Reddit as well. Funny thing is r/guitar banned Grace Bowers who's considered the best highschool guitar player in the country. Banned her because she plays too good and makes new players feel inferior. She's sponsored by Gibson at 15 years old. The one time they actually had someone who knows what they are doing and they kicked her out.

  3. #23
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    Re: Don't piss your money away

    Quote Originally Posted by TigPlaze View Post
    status symbol, which is STUPID
    Yes. I don't like status symbols. They're kind of fake in a lot of ways. I used to moonlight Uber driving on Friday and Saturday nights in SoCal. I'd pick up people at clubs with a whole bunch of bling then I'd drop them off at some dumpy apartment in the ghetto. It was kind of funny.

  4. #24
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    Re: Don't piss your money away

    Quote Originally Posted by O.G. View Post

    When I got my truck I guy I was talking to had a massive 4x4 top of the line diesel truck he was bragging about. At one point he was telling me how he deserves atop line truck. He works hard. Likes the luxury. Likes the status. Can afford the payments. He went on to say that he could not drive a truck like me. It looks like something his plumber would buy to use as a work truck. It just made me smile even more.
    Friends were at the car dealer when a couple shows up and the man hops into one of those flagship pickups. He has a grin a mile wide, he's found the truck for him. Until his wife tells him the price (it was as much as a small house). The grin disappears while the guy climbs out and shuts the door as carefully as he could.
    Every day I make the world a little bit worse.

  5. #25

    Re: Don't piss your money away

    Quote Originally Posted by BedroomBully View Post
    I hear ya. I've been banned from Reddit as well. Funny thing is r/guitar banned Grace Bowers who's considered the best highschool guitar player in the country. Banned her because she plays too good and makes new players feel inferior. She's sponsored by Gibson at 15 years old. The one time they actually had someone who knows what they are doing and they kicked her out.
    Doesn't surprise me. It's the marxist "safe space" thing. If you're not constantly apologizing for whatever 'privilege' you might have obtained through hard work, then you're just a got dam Nazi.

  6. #26

    Re: Don't piss your money away

    Quote Originally Posted by BedroomBully View Post
    Ironically this site is an echo chamber. We may be in the right, but it is what it is. Same for the acoustic guitar forum I use. We circle jerk each other and offer support but it's no different than any other forum doing the same thing, just different topic.
    I'm definitely not a long time member, but I've been creeping around this site for quite some time. The debate usually seems spirited, with the exception of a no brainer topic as this. Smart men use their money wisely = fact.

  7. #27
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    Re: Don't piss your money away

    Quote Originally Posted by MannSplainer View Post
    I have a $5K computer to run my combat flight sim. It's what I do. It's my passion. It's what I love. It's truly magical. But, I drive an 18 year old pickup that I bought @ 0% interest, don't have a bed, sleep in a recliner, exercise on a $200 stationary bike, live in a cheap apartment, cook all my own meals, eat out 1nce every 2 years or so and make my own lattes, which cost .30 cents in my budget Walmart espresso machine with my budget Walmart brand espresso. Breakfast probably costs me less than $1 per day. Dinner is probably $2. I learned how to make great meals at super low prices. My weekly grocery bill is $40 - $50, which includes cleaning supplies. I have everything I need or want, which is very little, but I'm much happier now than when I had a lot of things that I didn't need and/or rarely used. I learned to prioritize and minimize, which is likely now my most valuable skill.

    I got no problem dropping 5 large on a good PC, but I'll be damned if I'm going to pay $4 for a glass of anything. Fu*k Starbucks.
    Think of how much money some people spend on therapy! I would say spending on a hobby is much better way of maintaining mental health.

    The exercise bike is another good option, I have a home gym as well. It has paid itself off many times over. Gym's are a waste of money although not everyone fit much equipment in their houses.

  8. #28

    Re: Don't piss your money away

    Quote Originally Posted by MannSplainer View Post
    Aint it the truth. We're fortunate to be able to afford to do what we love most.
    I bought it vintage for 4 grand in the 2000s. I distinctly remember my parents saying a guy a room over was a "real pro". Who knows. At the time I sucked and didn't know.

  9. #29

    Re: Don't piss your money away

    That was my first guitar. That's everyone else is better. Just gas Lighting but I'm high as kite so who care

  10. #30

    Re: Don't piss your money away

    If your work offers discounts or benefits take advantage of them. Where I work they offer a "Wellness Benefit" $300 tax free once a year. Gym membership, sports cloths or equipment etc. Not camping or hiking related.
    For years I just ignored it, then I thought why not? I started collecting exercise equipment. Even if I didn't want it, just buy it, turn in the receipt, get the money back and then sell it for cash locally... Money ahead.

    If your employer offers free shares or a discounted share buy in, jump into that also if you think it's a good deal. You don't have to like the company to buy shares in it, sometimes the more hated companies that tend to rip their customers/employees off are the more profitable ones if they have a monopoly...

  11. #31

    Re: Don't piss your money away

    A couple of years ago it was time I bought a new vehicle, new to me that is... Talking to a co-worker with a young family he suggested same as what he had a Toyota Prado, (Lexus GX in the USA?). He explained they were good but expensive, and well worth the money. He had another year or two to pay his off. I took his for a drive, and I fell in love, I wanted one. All the used ones were more than I wanted to spend, but I waited.... Then one came up at auction, I few down to look at it and found there were going to be two in the same auction. I ended up buying them both for less than any used ones were offered for. I have since sold one $8k profit to a mate, and it was at "Mate's Rates" as I could have made nearly double that.

    A used well looked after company vehicle can save you heaps over buying new. If you can, wait and look around for a good deal. Having the money in the bank or sometimes cash can mean you can make that deal today, waiting for finance may mean someone else gets it.

  12. #32
    Super Moderator Mr Wombat's Avatar
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    Re: Don't piss your money away

    1 - Starbucks coffee is vile.

    2 - It's surprisingly expensive.

    Especially for women, who prefer the ten dollar triple syrup double cream mocha hazelnut pumkinspiceachino with sprinkles and chocolate shavings, venti, three times a day. That's $150 a week in real actual american dollars, $7.5k a year. And that's not taking into consideration the empty calories.

    I'm finding that - if you are an alcoholic like me - brewing your own beer is a revelation. I pissed away all my money into the urinal out behind the pub, four, five, six ten-dollar beers at a time, most nights of the week. If you brew it yourself, you can make 20 *litres* for 30 bucks.

    Missed opportunites.

    The other big money sinkhole here in Oz is petrol - I get the impression it's quite a bit cheaper in the States.

    Oh, and rent. I should have bought years and years ago.

  13. #33
    Senior Member mgtower's Avatar
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    Re: Don't piss your money away

    Quote Originally Posted by Mr Wombat View Post
    1 - Starbucks coffee is vile.

    2 - It's surprisingly expensive.

    Especially for women, who prefer the ten dollar triple syrup double cream mocha hazelnut pumkinspiceachino with sprinkles and chocolate shavings, venti, three times a day. That's $150 a week in real actual american dollars, $7.5k a year. And that's not taking into consideration the empty calories.

    I'm finding that - if you are an alcoholic like me - brewing your own beer is a revelation. I pissed away all my money into the urinal out behind the pub, four, five, six ten-dollar beers at a time, most nights of the week. If you brew it yourself, you can make 20 *litres* for 30 bucks.

    Missed opportunites.

    The other big money sinkhole here in Oz is petrol - I get the impression it's quite a bit cheaper in the States.

    Oh, and rent. I should have bought years and years ago.
    To me, at least, a dollar wise man has a distillery in the middle of his pot farm surrounded by his veggie garden and some mean ass dogs. That way he can eat, drink, get high, be merry, and not have to eat his dogs because of a brainless, spineless, senile relic that took office.
    Before any awakening there's anger, resentment, and confusion.

    Afterward there's indifference, confidence, wisdom, and peace.

  14. #34
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    Re: Don't piss your money away

    Before they were common, a friend built a jacked up pickup. He had no intention of selling, but one guy wouldn't leave him alone. To make him go away my pal demanded a ridiculous price. When the jerk said yes, my friend goes, "I changed my mind, I want more." He financed a twenty grand hot rod with what he made off that bigfoot truck.

    My friend has a perfectly legal habit that's saved him a lot a coin over the years. But to me it's shady. He low-balls the hell out of anyone he finds who has to sell their project. He knows they gotta cave. Guys lose their projects all the time, they are the first thing to go when times get hard. Usually divorces, but it could be anything.
    Every day I make the world a little bit worse.

  15. #35

    Re: Don't piss your money away

    Quote Originally Posted by frog View Post
    Before they were common, a friend built a jacked up pickup. He had no intention of selling, but one guy wouldn't leave him alone. To make him go away my pal demanded a ridiculous price. When the jerk said yes, my friend goes, "I changed my mind, I want more." He financed a twenty grand hot rod with what he made off that bigfoot truck.

    My friend has a perfectly legal habit that's saved him a lot a coin over the years. But to me it's shady. He low-balls the hell out of anyone he finds who has to sell their project. He knows they gotta cave. Guys lose their projects all the time, they are the first thing to go when times get hard. Usually divorces, but it could be anything.
    Never, never, never negotiate if you're unwilling to walk away. The person less eager always has the most power.

  16. #36

    Re: Don't piss your money away

    There's nothing wrong with the occasional echo chamber when its great minds comparing notes. After all, we have to face up to a constant barrage of idiocy for much of our time "in real life".

    I've been interested in fads, frauds, scams, etc. for all my adult life, and the coffee thing was an obvious one from the time it first appeared, I think around 1990. I was working in an office at the time, and many people, possibly more women than men, were lining up to pay $3+ for their morning coffee. Starbucks was building stores on every block then. It never made any sense to me. Coffee in the office was a quarter.

    Someone once told me part of the secret of Starbucks success is combining addictions. Those $7 lattes have caffeine, sugar, fat. So, the addict can start the day with 700 empty calories, plus an energizing dose of caffeine. Women are about to face an exhausting day being oppressed by the patriarchy, so they deserve an early treat. Men need a boost to put up with all the shit in the workplace.

    Then add in the Starbucks ambience, plus the opportunity to display one's own little unique self by ordering a no foam, extra sprinkles, shaken not stirred variation, and the value of the product is complete. It isn't just a cup of coffee, it's a lifestyle display.

    30 years after my first impressions, I'm still amazed by the staying power of this. McDonalds has tried to take over some of Starbucks action by offering quality coffee for $1, and yet the lines at Starbucks are still there. In my area, during this pandemic scene, people line up 20 cars deep to get their coffee. I have better things to do with my money and time.

  17. #37
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    Re: Don't piss your money away

    Quote Originally Posted by TigPlaze View Post
    Never, never, never negotiate if you're unwilling to walk away. The person less eager always has the most power.
    A hard lesson alright, wish I'd learned it earlier.

    The guy who couldn't say no was one a the towns bigger jerks, most of us though he got what he deserved.
    Every day I make the world a little bit worse.

  18. #38
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    Re: Don't piss your money away

    Quote Originally Posted by BeenThereDoneThat View Post

    Then add in the Starbucks ambience, plus the opportunity to display one's own little unique self by ordering a no foam, extra sprinkles, shaken not stirred variation, and the value of the product is complete. It isn't just a cup of coffee, it's a lifestyle display.
    This is probably why Micky Dee's is running second.
    Every day I make the world a little bit worse.

  19. #39

    Re: Don't piss your money away

    Quote Originally Posted by Mr Wombat View Post
    1 - Starbucks coffee is vile.

    2 - It's surprisingly expensive.

    Especially for women, who prefer the ten dollar triple syrup double cream mocha hazelnut pumkinspiceachino with sprinkles and chocolate shavings, venti, three times a day. That's $150 a week in real actual american dollars, $7.5k a year. And that's not taking into consideration the empty calories.

    I'm finding that - if you are an alcoholic like me - brewing your own beer is a revelation. I pissed away all my money into the urinal out behind the pub, four, five, six ten-dollar beers at a time, most nights of the week. If you brew it yourself, you can make 20 *litres* for 30 bucks.

    Missed opportunites.

    The other big money sinkhole here in Oz is petrol - I get the impression it's quite a bit cheaper in the States.

    Oh, and rent. I should have bought years and years ago.
    Any advice on how to get started brewing your own? I know the internet is full of advice, but I’d like to hear how to start affordably and make decent beer.

  20. #40
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    Re: Don't piss your money away

    Quote Originally Posted by 2_Time_Loser View Post
    Any advice on how to get started brewing your own? I know the internet is full of advice, but I’d like to hear how to start affordably and make decent beer.
    A pot big enough to boil five gallons of water is probably one of the more expensive things you'll need.

    I'm anything but expert, but it goes something like this. The boiled water goes in the fermenter with the ingredients. Fermenters are usually food grade plastic with a small water trap on top to keep germs out while venting the C02. You monitor the alcohol, and If you did it right, it turns to beer. Then its bottles, cappers and a few other things. Most of the accessories aren't much by themselves, but you need a lot of two bit stuff, and it adds up. It goes without saying everything's got to be squeaky clean or you'll get swill. Bad microbes love beer too. The quality of your local water will affect the product as well. Use the best you can get.

    There are recipes and ingredients available for any kind of beer you like. That, and the lack of tax's make it a pretty sweet deal. Just takes some work. I visited a store recently, since I'm a rookie they were helpful. If there's no store handy, I'm sure the net will be glad to sell you anything you want.

    If you keep everything clean and follow the directions, you'll do fine. I'm more of a distiller than a brewer, but their related.
    Last edited by frog; December 16, 2021 at 3:45 PM.
    Every day I make the world a little bit worse.


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