Thread: High Credit Score? Don't take the bate!

I'm getting offers by the bank to add another user on one of my credit card accounts, it's part of the propaganda that comes with my statements and online, "the bank", in all it's infinite wisdom, has encouraged me to add another user to my account, you know, "toss in a grenade".

They also encourage me to spend at department stores, theaters, restaurant, and other activities related to, that's right, you know who- "grenade".

Are men really that fucking stupid? Throw decades of flawless credit and financial stability down the drain? Just to white knight or impress a grenade with commitment? That's placing the grenade under your balls!

They obviously never dealt with MGTOW on any interactive level.

Pill pin; return to sender: Citi, Chase, Manhattan, NYC.

What's your debt slavery offers? It's not only banks either, my name's Toby, it's like 1863, and I'm running free, south of the new Dixy border! It's so obvious what they're encouraging I'm LOL! Banks encouraging economic suicide? Answer: Because they don't want to die alone!

Looking back, refusing to merge the finances with my ex-wife was a genius move. She was all too excited to ask me if she could quit her job when I made a big career leap. But I always told her that if she wanted money, she just needed to ask me for it. No debit card of her own, she gets cash if I approve of her reason for asking, in an amount that I approve of for said purpose. If that marriage had happened in 2019 instead of 2009, I would be labelled a financial abuser, subject to ruination, and otherwise shunned from the herd.

Credit is a female thing.

Every type of credit.

The Chinese Social Credit is not much different than the social norms women like so much to enforce on others.

The undeserved credit we give women, giving time, effort and money, expecting later repayment in sex and affection.

The immediatism of being able to buy something you cannot afford, sacrificing future earnings.

It is the marshmallow test all over again. Girls eat their marshmallow and ask guys to share theirs. Then they get fat and lazy. Boys lose 3 times: first by betraying their values therefore losing a future marshmallow, second by giving half their marshmallow, and third by getting fat girls in the process.

Know a guy who did that - wife told him the car needed repairs and she needed to be on his credit card so she could take care of the repairs. He checked, and she spent a lot on car repairs - maxed out the card. Later he found out it was her boyfriends car that was being fixed . . . he tried to get her off his card, bank told him he'd have to pay it off first. He did that, while he tried to get it cancelled, she maxed it out again . . . Not sure of all the gory details, but putting the wife on his credit card wasn't a good move . . . he wasn't happy when he figured out his situation.

Originally Posted by LizardPerson

Looking back, refusing to merge the finances with my ex-wife was a genius move. She was all too excited to ask me if she could quit her job when I made a big career leap. But I always told her that if she wanted money, she just needed to ask me for it. No debit card of her own, she gets cash if I approve of her reason for asking, in an amount that I approve of for said purpose. If that marriage had happened in 2019 instead of 2009, I would be labelled a financial abuser, subject to ruination, and otherwise shunned from the herd.

The undeserved credit we give women, giving time, effort and money, expecting later repayment in sex and affection.

Huge issue for most men.

I used to do this all the time - I mistakenly thought that this was "the way things were". Briffaults Law goes into this in some detail - but essentially, once you give women credit in the form of money, affection, time, energy, she has basically "won" in that interaction.

Briffaults Law states: “the female, not the male, determines all the conditions of the animal family. Where the female can derive no benefit from association with the male, no such association takes place.”

Mothers know this intstinctively, but purposefully withhold this info from their sons.

I guess this is why the worst thing you can do to a woman is ignore her?

In order for her to manipulate the man, the man has to be open to seduction. If said man closes himself off from female seduction and charm - the weapon is pretty much useless.

Women do know how to respond to this situation though - a group of French women, during the #MeToo era, some even well known figures like Catherine Deneuve, made statements like: "#MeToo went too far."

Well of course, too many men comparing notes will end up leaving the plantation - you'll eventually need a plantation recruiter to get them back in.

Originally Posted by Manfred

It is the marshmallow test all over again. Girls eat their marshmallow and ask guys to share theirs. Then they get fat and lazy. Boys lose 3 times: first by betraying their values therefore losing a future marshmallow, second by giving half their marshmallow, and third by getting fat girls in the process.

On the other hand .........
I don't get fat because I only ate 1/2 my marshmallow!

Originally Posted by Manfred

Credit is a female thing...Every type of credit...The Chinese Social Credit is not much different than the social norms women like so much to enforce on others...

It is the marshmallow test all over again. Girls eat their marshmallow and ask guys to share theirs. Then they get fat and lazy. Boys lose 3 times: first by betraying their values therefore losing a future marshmallow, second by giving half their marshmallow, and third by getting fat girls in the process.

Keep in mind that the entire basis of Western capitalist consumerism is gynaecentric - it is aimed at women with either their own disposable income or access to a partner's income. Look at the advertising; always women modeling products aimed at women. Look at the hyper-malls and the stores within; all aimed at women. Such a whirlwind of economic activity generated by trying to give wimmin fried-ice.

Originally Posted by Eddie Willers

Such a whirlwind of economic activity generated by trying to give wimmin fried-ice.

I'm pretty sure that aliens made human women genetically broken on purpose. What value does a creature have whose only purpose is to continually move the goal posts for another type of creature?

The Chads of the world have it easy, by being handsome, women expect so much more of them in every way that they could never meet. So they get to endlessly pump-n-dump, women will actually break up with them, not like they do with beta males, trying to keep the beta males prisoner until they woman is ready to move on. Either to another man, or using the golden parachute from the beta male's finances that the law entitles her to.

Originally Posted by Eddie Willers

Keep in mind that the entire basis of Western capitalist consumerism is gynaecentric - it is aimed at women with either their own disposable income or access to a partner's income. Look at the advertising; always women modeling products aimed at women. Look at the hyper-malls and the stores within; all aimed at women. Such a whirlwind of economic activity generated by trying to give wimmin fried-ice.

In the west women earn 20% of the money, but spend 80% of total earnings.
Which is why the system is designed to take from men and give to women.
Taking from men in the form of taxes and asset stripping, giving to women by providing 'fake' (office) jobs, welfare, and family court judgements.

Just imagine a world where men kept their pensions/savings/homes & got 100% child custody ........ spending would instantly drop to 40%. That's nearly 2/3 of current spending gone from the economy.

Originally Posted by CPRA

K . . . he tried to get her off his card, bank told him he'd have to pay it off first.

W...T....F?!?

Originally Posted by sam luis obispo

W...T....F?!?

If he had half a brain he'd report the card stolen or compromised, then do it again as soon as a new card is issued. Rinse and repeat until it's paid off, keeping her off balance. I've dealt with enough shysters and corruption to find alternative unconventional ways of protecting myself.

Did I ever tell you about the 120ft. 10,000 lb. Pine I oops'ed on my relative's pickup because the engine was blown? Hard times required creative thinking. I can drop a tree on a dime, or a truck and call it an accident. Who's gonna know the difference? I made the cut look very unprofessional and my relative said his idiot relative did it. The roof was touching the driveshaft, and the driveshaft touching the ground. Direct hit, totaled.

Mgtower, that story was hilarious! Every year in warmer weather I have to drop a few hardwoods (no tall pines), so I know how much skill is involved to hit a target on a drop. I'm just starting to learn about "hinges." There's a real science to it. Did you see Project Farm's test of chains? https://www.youtube.com/watch?v=7_tsY2abJes

Sorry for the OT....

Originally Posted by kru-kut

Mgtower, that story was hilarious! Every year in warmer weather I have to drop a few hardwoods (no tall pines), so I know how much skill is involved to hit a target on a drop. I'm just starting to learn about "hinges." There's a real science to it. Did you see Project Farm's test of chains? https://www.youtube.com/watch?v=7_tsY2abJes

Sorry for the OT....

We must be part beaver, I watch that channel all the time! If you're new at tree murder, just remember, one little mistake and they'll murder right back!

The financial vampires are part of the satanic system. It's transference of wealth, (their) theft and (your) slavery.

Ooh look how good your score is, here have some more debt. Fuck that.

They have nothing to lose cos any losses are just written off by the politicians they own.

I would look like a loser compared to some people with flashy cars and lifestyles yet I am debt free and most of them are not.

Originally Posted by happybachelor

The financial vampires are part of the satanic system. It's transference of wealth, (their) theft and (your) slavery.

Ooh look how good your score is, here have some more debt. Fuck that.

They have nothing to lose cos any losses are just written off by the politicians they own.

I would look like a loser compared to some people with flashy cars and lifestyles yet I am debt free and most of them are not.

it's only debt if you can't control your spending, I use credit cards for "convenience" and "rewards", paying the balance every time I use them. I just created an online account with my heating oil company so I can control the payments online and choose which card I wanna use that's offering the most rewards. In essence, I'm skimming some gravy off the dummies (women) that stay in debt and pay the ass ramming interest!
I'm out to fuck'em in the ass any way possible, because it's my new way of getting laid!

Haha that's the way man! It feels good to wrest/deprive even a penny off these corporations and hoes. Fuck em, they 'earned' it.

Originally Posted by mgtower

it's only debt if you can't control your spending, I use credit cards for "convenience" and "rewards", paying the balance every time I use them.

That's me, too. I haven't paid a cent of credit card interest since 1980. Also, I decided years ago that the constant harping in the media of what to do, and what not to do, to get a high credit score was just overblown. Like all the claptrap about minute amounts of this or that vitamin in our everyday foods supposedly making our attitudes change or influence us in a certain way. Shit. Popular fiction for women. I open and close credit card accounts any time I feel like it, sometimes several at once, just to capture their initial offers of cash or frequent flyer miles. I don't chase a high score but just do what serves me, and yet my score is always over 800. So, I laugh.

This may sound silly, but why is debt a bad thing?

Maybe you gentleman from the US have different laws, but here in merry old England, to my knowledge, if you have debt, and cannot pay it off, there are thousands of ways to get around it. And, for some, they don't even have to pay it back and it just gets written off.

What are the laws like in the states?

Originally Posted by Opaque

This may sound silly, but why is debt a bad thing?

Maybe you gentleman from the US have different laws, but here in merry old England, to my knowledge, if you have debt, and cannot pay it off, there are thousands of ways to get around it. And, for some, they don't even have to pay it back and it just gets written off.

What are the laws like in the states?

Laws? what are those? Good debt is when you're an officer in a corporation and you and the other officers in that corporation fleece that corporation for every dime it's worth, leaving the bank and investors holding your corporate sign and one desk, because everything else was leased from the officers of the corporation ar an exacerbated rate! Then they/we initiate the corporate golden parachutes for when we bail out the window as the flames of debt consume the desk and sign! Then we move all our cash offshore where they have no extradition treaties, at least to my knowledge, that's how it's done in corporate America, it's why everyone looses their job...

That's true, however only for people with no assets. I don't think your debt will be written off while you have equity in a property, or other assets. You also have no hope of buying property any time soon after you have those black marks against you.

But yes if you weren't bothered about owning your home, or were a lifetime welfare recipient, spend away, there's no consequence! My own sister racked up £40k of debt and pays about £10 a month towards it. In 20 odd years whatever's left will be written off. She will just have to hope the state is still willing to house her for free!