Julia sounds a lot like an escort girl I used to see quite frequently.
Same red flags: kids from univolved fathers, in tons of debt, low intelligence, made really poor life decisions etc...
But she was gorgeous and knew how to fuck like a pro, so I stayed around longer than I should have. I stopped seeing her because I no longer wanted to support her degenerate lifestyle.
Now that my sex drive is waning at 33 these broads can't sink their hooks into me like before, and it's quite liberating. Sometimes as men our biggest enemies are ourselves, and our sex drive steers us down dark paths the logical brain wouldn't otherwise go down.
And this is perhaps the most salient point of all to me - you cannot be a minimalist if you're intimately involved with a modern woman. It just isn't possible from what I've seen.After a couple months she began to complain about my frugal lifestyle. She demanded I buy new furniture and kitchen appliances. She wanted me to rent an expensive high end apartment so that she could move in.