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  1. #1
    Moderator Unboxxed's Avatar
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    California auto insurance rates to no longer cost boys more than girls

    Without this law, they would have given non-binary designees an advantage over boys.

    In a little-noticed side impact of California’s 2018 law granting drivers the option of listing their gender as nonbinary, California’s Department of Insurance has decreed that auto insurance companies can no longer grant breaks in insurance rates to teen drivers who are female or charge young men more.

    Outgoing Insurance Commissioner Dave Jones, in one of his final acts in office, issued a regulation last month prohibiting the use of gender in automobile insurance rating, similar to regulations in six other states.

    Rex Frazier, president of the Personal Insurance Federation of California, which represents several major auto insurance companies, said insurers were blindsided by Jones’ justification for the regulation, pointing out that none of the 10 legislative analyses of the Atkins bill made any mention of the bill’s impact on insurance rates.

    "It is commonly understood that teenage male drivers are generally a higher risk than teenage female drivers," Frazier said in a letter to the Department of Insurance. "Eliminating gender rating would require female teenage drivers to subsidize teenage male drivers."

    Frazier said the gender of teen drivers can result in an additional cost for boys or discount for girls of about 6 percent on their premiums. Drivers who list their gender as nonbinary probably would have been given a lower cost than boys, he said, though under the new rule, gender cannot be taken into account.

    February 5, 2019 - What California’s 'nonbinary' gender designation will cost teen drivers
    The two most important days in your life are the day you were born and the day you find out why. - Mark Twain

    The mass of men lead lives of quiet desperation.
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    There are 10 types of people in the world - those who understand binary, and those who don't.

    Suitable for bookmarking: www.fakehatecrimes.org and www.breitbart.com/tag/hate-crime-hoax

  2. #2
    Senior Member Alik Sakharov's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Box , you have been called a non binary many , many times on this forum
    You cant keep a player down!
    Dont hate him , hate your fuking bullshit game !

  3. #3
    Senior Member Boar's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Those fucking actuaries need to take texting into their equations. Men may be more aggressive and reckless, but they also pay more attention. Females and cell phones?

  4. #4
    Senior Member Joetech's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    I always thought the word binary belonged in Math class. I think the reason female drivers are less of a risk than male drivers is that in most couples the guy does the majority of the driving, while her face is buried in her phone planning your next activity. This new law sounds like a convoluted effort to raise insurance rates again. Remember when they passed no fault? That was supposed to lower rates, too Did it? Methinks California is at it again finding new ways to fuck people out of their money.
    "Don't follow in my footsteps. I stepped in something."

  5. #5
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    Re: California auto insurance rates to no longer cost boys more than girls

    Quote Originally Posted by Boar View Post
    Those fucking actuaries need to take texting into their equations. Men may be more aggressive and reckless, but they also pay more attention. Females and cell phones?
    That was my very first thought.

  6. #6
    Senior Member Insidious_Sid's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Higher insurance rates for males made sense, statistically, before women put typing with their thumbs as a higher priority than the spacial awareness required for driving. Or walking.
    I mean, who PUT all those OTHER CARS and PEOPLE in her way, AMIRITE? How RUDE!
    - Feminism is Cancer.
    - Where have all the good men gone? Away. Far far away... from you.
    - NAWALT? Maybe, but EWALT means Russian Roulette is a much safer bet...

  7. #7
    Moderator Unboxxed's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Quote Originally Posted by Alik Sakharov View Post
    Box , you have been called a non binary many , many times on this forum
    I am a pre-op transgender FTM. I am growing a dick on my arm for the surgery. I have the doctor shoot it with high doses of melanin because although I am cis-white I want to have a BBC. Call me trinary.

    I am having one eye removed because I want a singular focus. I am monocular trapped in a binocular body.
    Last edited by Unboxxed; March 11, 2019 at 5:51 PM.
    The two most important days in your life are the day you were born and the day you find out why. - Mark Twain

    The mass of men lead lives of quiet desperation.
    - Henry David Thoreau

    There are 10 types of people in the world - those who understand binary, and those who don't.

    Suitable for bookmarking: www.fakehatecrimes.org and www.breitbart.com/tag/hate-crime-hoax

  8. #8
    Moderator Unboxxed's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Quote Originally Posted by Joetech View Post
    I always thought the word binary belonged in Math class.
    Me, too. I think women didn't know the word and someone stumbled on it and it caught on like wildfire with them. Made them feel smart.
    The two most important days in your life are the day you were born and the day you find out why. - Mark Twain

    The mass of men lead lives of quiet desperation.
    - Henry David Thoreau

    There are 10 types of people in the world - those who understand binary, and those who don't.

    Suitable for bookmarking: www.fakehatecrimes.org and www.breitbart.com/tag/hate-crime-hoax

  9. #9
    Senior Member Alik Sakharov's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Quote Originally Posted by Unboxxed View Post
    Me, too. I think women didn't know the word and someone stumbled on it and it caught on like wildfire with them. Made them feel smart.
    Yep , binary and cis gender
    You cant keep a player down!
    Dont hate him , hate your fuking bullshit game !

  10. #10
    Senior Member Eddie Willers's Avatar
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    Re: California auto insurance rates to no longer cost boys more than girls

    Quote Originally Posted by Unboxxed View Post
    Without this law, they would have given non-binary designees an advantage over boys.

    Frazier said in a letter to the Department of Insurance. "Eliminating gender rating would require female teenage drivers to subsidize teenage male drivers."
    Oh noes! Can't have Cupcake subsidizing those smelly teenage male drivers, can we!
    A gun-toting, weed-smoking, gray-bearded redneck with a Masters - old and dangerous.


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